[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agenas.sk\/ste-pripraveni-investovat\/#Article","mainEntityOfPage":"https:\/\/www.agenas.sk\/ste-pripraveni-investovat\/","headline":"Ste pripraven\u00ed investova\u0165?","name":"Ste pripraven\u00ed investova\u0165?","description":"\u010co znamen\u00e1 investovanie? Investovanie v stru\u010dnosti znamen\u00e1 pou\u017eitie va\u0161ich pe\u0148az\u00ed s\u00a0cie\u013eom dosiahnu\u0165 ich rast. Investova\u0165<a href=\"https:\/\/www.agenas.sk\/ste-pripraveni-investovat\/\" class=\"bizsmart-read-more\">Continue Reading<i class=\"fa fa-long-arrow-right\" aria-hidden=\"true\"><\/i><\/a>","datePublished":"2018-07-21","dateModified":"2018-07-21","author":{"@type":"Person","@id":"https:\/\/www.agenas.sk\/author\/#Person","name":"","url":"https:\/\/www.agenas.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"agenas.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.agenas.sk\/wp-content\/uploads\/img_a291319_w16598_t1537543322.jpg","url":"https:\/\/www.agenas.sk\/wp-content\/uploads\/img_a291319_w16598_t1537543322.jpg","height":0,"width":0},"url":"https:\/\/www.agenas.sk\/ste-pripraveni-investovat\/","about":["Peniaze"],"wordCount":405,"articleBody":"\u010co znamen\u00e1 investovanie?Investovanie v stru\u010dnosti znamen\u00e1 pou\u017eitie va\u0161ich pe\u0148az\u00ed s\u00a0cie\u013eom dosiahnu\u0165 ich rast. Investova\u0165 m\u00f4\u017eete napr\u00edklad do cenn\u00fdch papierov, majetku \u010di podielov\u00fdch fondov. Ponuka je naozaj \u0161irok\u00e1, potrebn\u00e9 je v\u0161ak podrobne zv\u00e1\u017ei\u0165 v\u0161etky rizik\u00e1 a\u00a0potenci\u00e1lny v\u00fdnos plyn\u00faci z\u00a0jednotliv\u00fdch invest\u00edci\u00ed.\u010ci m\u00e1 alebo nem\u00e1 pre v\u00e1s zmysel investova\u0165 z\u00e1vis\u00ed od va\u0161ich cie\u013eov, predov\u0161etk\u00fdm z\u00a0h\u013eadiska ich \u010dasu:Kr\u00e1tkodob\u00e9 ciele \u2013 patria sem veci, ktor\u00e9 pl\u00e1nujete vykona\u0165\u00a0 v najbli\u017e\u0161\u00edch piatich rokochStrednodob\u00e9 ciele &#8211; pl\u00e1nujete urobi\u0165 v priebehu nasleduj\u00facich 5-10 rokovDlhodob\u00e9 ciele \u2013 ciele, v\u00a0r\u00e1mci ktor\u00fdch nebudete potrebova\u0165 investovan\u00e9 peniaze minim\u00e1lne 10 rokov od momentu v\u00e1\u0161ho investovania\u00a0Pre va\u0161e kr\u00e1tkodob\u00e9 ciele je pravidlom investova\u0165\u00a0 v\u00a0r\u00e1mci ulo\u017eenia pe\u0148az\u00ed na sporiaci \u00fa\u010det.\u00a0 Riziko je pri tejto forme investovania minim\u00e1lne, av\u0161ak s\u00a0n\u00edzkym rizikom je spravidla spojen\u00fd aj n\u00edzky v\u00fdnos, ktor\u00fd sa zvy\u010dajne pohybuje v\u00a0rozmedz\u00ed 0,01 \u2013 0,05 %. Mo\u017eno teda kon\u0161tatova\u0165 \u017ee t\u00e1to kr\u00e1tkodob\u00e1 forma investovania je bezpe\u010dn\u00e1, no m\u00e1lo ziskov\u00e1.Akciov\u00fd trh m\u00f4\u017ee v\u00a0kr\u00e1tkom obdob\u00ed r\u00fdchlo vzr\u00e1s\u0165 a\u00a0rovnako klesn\u00fa\u0165, \u010d\u00edm m\u00f4\u017ee d\u00f4js\u0165 k\u00a0strate. Z\u00a0tohto d\u00f4vodu sa investovanie na akciov\u00fd trh v\u00a0pr\u00edpade, \u017ee chcete investova\u0165 na dobu men\u0161iu ako 5 rokov, neodpor\u00fa\u010da.V strednodobom (plat\u00ed aj v dlhodobom) horizonte je najlep\u0161ou odpove\u010fou vklad va\u0161ej finan\u010dnej hotovosti do konkr\u00e9tnej formy majetku, z\u00e1le\u017e\u00ed v\u0161ak na riziku, ktor\u00e9 ste ochotn\u00ed na seba vzia\u0165. Plat\u00ed, \u010d\u00edm vy\u0161\u0161ia miera rizika, t\u00fdm vy\u0161\u0161ia je n\u00e1vratnos\u0165 va\u0161ej invest\u00edcie.Ak teda napr\u00edklad pl\u00e1nujete investova\u0165 do k\u00fapy nehnute\u013enosti a\u00a0viete, \u017ee po\u010das nasleduj\u00facich siedmych rokov budete potrebova\u0165 svoj vklad nasp\u00e4\u0165, je pre v\u00e1s bezpe\u010dnej\u0161ie, ak d\u00e1te svoje peniaze na sporiaci \u00fa\u010det alebo term\u00ednovan\u00fd vklad. Majte v\u0161ak na pam\u00e4ti, \u017ee va\u0161e \u00faspory bud\u00fa ohrozen\u00e9 infl\u00e1ciou.Pri dlhodobej\u0161\u00edch cie\u013eoch mo\u017eno budete chcie\u0165 zv\u00e1\u017ei\u0165 investovanie, preto\u017ee infl\u00e1cia m\u00f4\u017ee v\u00e1\u017ene ovplyvni\u0165 hodnotu va\u0161ich \u00faspor hotovosti.Akciov\u00fd trh m\u00e1 tendenciu zhodnotenia lep\u0161iu ako hotovostn\u00e9 prostriedky, \u010d\u00edm v\u00e1m poskytuje pr\u00edle\u017eitos\u0165 na v\u00e4\u010d\u0161iu n\u00e1vratnos\u0165\u00a0 investovan\u00fdch pe\u0148az\u00ed.\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ste pripraven\u00ed investova\u0165?","item":"https:\/\/www.agenas.sk\/ste-pripraveni-investovat\/#breadcrumbitem"}]}]